ImpiKash is a digital lending platform designed to provide fast, secure, and flexible microloans to individuals and businesses across Kenya. We use innovative technology to offer loans with instant approval and no collateral required.

To be eligible for an ImpiKash loan, you must meet the following criteria: · Be a Kenyan citizen or resident · Be at least 18 years old · Have a valid Kenyan ID · Have a mobile phone and access to mobile money If you meet these requirements, you can easily apply for a loan using our digital platform.

Applying for a loan with ImpiKash is quick and simple: · Sign up through the ImpiKash app · Fill in a few basic details (such as ID number, phone number, and income) · Submit your application and get instant approval · Once approved, the loan will be disbursed to your mobile wallet

Once your loan is approved, we aim to disburse the funds immediately. In most cases, the loan is transferred to your mobile wallet within minutes. This ensures that you can access the funds you need, when you need them.

The amount you can borrow depends on your creditworthiness and the loan product you apply for. ImpiKash offers a range of loan options.

The interest rates and fees will be clearly displayed when you apply for a loan, so there are no hidden charges. Repayment terms are flexible, and our interest rates are competitive within the microloan market in Kenya.

Repaying your loan is simple and convenient. You can repay your loan by following these steps: · Log in to your ImpiKash account · Select your loan repayment option · Follow the prompts to pay the required amount You can also choose from a variety of repayment plans that fit your budget and timeline.

Yes! ImpiKash encourages borrowers to repay early if possible. In fact, paying early can help you reduce interest charges and improve your credit score. There are no penalties for early repayment, and you’ll be able to borrow higher amounts next time if you maintain a good repayment record.

We understand that life happens. If you’re facing financial difficulty, please contact our support team to discuss your options.

Your loan limit can increase over time by making timely repayments. As you build a good repayment history with us, we’ll be able to offer you higher loan amounts and better terms for future loans.

Yes! Security is our priority. We use bank-grade encryption to protect your personal and financial data. Our system adheres to the highest standards of data privacy and protection, ensuring that your information is kept safe and confidential.

At ImpiKash, we consider a variety of factors in our lending decisions, not just your credit score. Even if you have a less-than-perfect credit history, you may still be eligible for a loan, as long as you meet our basic eligibility criteria and show the ability to repay.

Once a loan is approved and funds are disbursed, it’s not possible to cancel the loan. However, if you wish to make changes to your loan (such as adjusting your repayment plan), please contact us immediately, and we’ll try to accommodate your request where possible.